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Car Accident FAQs

Pennsylvania Car Accident Attorney 

Attorney Thomas Newell has been representing car accident victims in Eastern PA for 28 years.  Many of his clients have suffered multiple injuries in car accidents.  Listed below are various questions and answers which might assist you regarding your car accident claim:

Why is it necessary to hire a PA car accident lawyer to represent me?

  • The law in Pennsylvania concerning insurance coverage, injuries and negligence can change from week to week and, sometimes, from day to day!
  • Attorney Newell receives email updates three times each working day supplying him with the latest legal news which may affect his personal injury clients.  How would someone who is not a knowledgeable and experienced automobile accident lawyer have the ability to properly settle or litigate an injury claim?

I was in a car crash on Rt. 22 near Bethlehem, Pennsylvania.  Why doesn't their insurance company pay my medical bills since their negligent driver rear-ended me?

  • Pennsylvania is a "no-fault" state.
  • Your own insurance company pays your medical bills regardless of who is at fault for the auto accident.

Please visit CAR ACCIDENT SETTLEMENTS for a review of some of Attorney Newell's car accident settlements and verdicts.

If my insurance company pays my medical bills after a car accident on Rt. 313 in Quakertown, PA, will my auto insurance rates go up?

  • No!  Medical bills are paid as a "first-party benefit" - not as a "liability" benefit.
  • Under Pennsylvania Law, your car insurance rates can not be raised due to a first-party benefit payment made due to a car crash.

When should I hire a car accident attorney to handle my personal injury case?

  • The sooner you hire an experienced auto accident lawyer, the sooner you can concentrate on getting better.
  • Why not let Attorney Newell handle the paperwork to get your medical bills, property damage and car rental expenses paid - as well as your wage loss claim resolved. 

Please CONTACT ME to have a car accident attorney with 28 years of experience review your car crash claim.

I was a passenger in a friend's SUV when the car crash on Rt. 611 in Stroudsburg, PA happened.  Who pays for my medical bills in that situation?

  • The PA Motor Vehicle Financial Responsibility Act requires your car insurance co. to pay your medical bills regardless of whose automobile you were in at the time of the motor vehicle accident.

After my car accident on I-78 near Allentown, PA, do I need to get any referrals or pre-certifications before starting my medical care?

  • No.  Each personal injury victim gets to make their own decisions as to what type of medical care to get and they choose their own doctors.
  • Those injured in car accidents do not have to pay deductibles and/or co-pays.  All medical bills are sent directly to their automobile insurance company for payment.

I was in a car crash on Rt. 412 in the Lehigh Valley when I was rear-ended by a drunk driver.  My medical bills total more than the medical insurance coverage amount for my van.  Who will take care of the unpaid medical bills?

  • Those medical bills should be submitted to your private health insurer.  Send your car accident lawyer proof of out-of-pocket expenses for deductibles and co-pays.
  • If you do not have any other health insurance coverage, your PA car crash lawyer will make that economic loss a part of your personal injury settlement with the auto insurance company for the drunk driver.

Please go to CLIENT REVIEWS to obtain information regarding the experiences of over 20 of Attorney Newell's former personal injury clients.

Our minivan was totalled in a car accident on Rt. 33 in the Pocono Mts.  The automobile insurance company is offering a property damage settlement that is less than what we owe on the car loan.  Is that legal?

  • The car insurance company is required to pay the current fair market value of your motor vehicle.  Among the factors they will consider are the mileage, the pre-crash condition of your minivan and the options in the car.
  • Unfortunately, with so many used cars for sale, the value of pre-owned vehicles has dropped significantly - especially for vehicles that do not get good gas mileage.  What you actually owe on the car loan has no effect on the minivan's actual value.

I am missing work from injuries I suffered in a car crash on Route 202 near Doylestown, Pennsylvania.  Who pays for my lost wages?

  • If you have paid for that optional coverage, your own auto insurance co. will pay your wage loss claim.
  • If you have not paid for wage loss coverage, your car accident lawyer will add that loss to the value of your case when negotiating with the Defendant's automobile insurance company.

If I have lost wage coverage with my car insurance company, do they pay 100% of my lost wages from my job in Perkasie, PA?

  • No.  There is no coverage for the first five work days missed and, then...
  • Your auto co. pays 80% of your loss of gross income up to your available monthly maximum.

Please visit our HOME for information concerning Attorney Newell's experience and qualifications to represent car accident victims - such as you.

The policy that insures all of my cars says "full tort".  What does that mean?

  • You made a very wise choice.  Your PA car accident lawyer will be able to present a pain and suffering claim for all of the injuries you sustained in the car crash.

What is "limited tort"?

  • Limited tort means that the car owner, in most cases, gave up his/her legal rights to make a claim for their physical/mental injuries resulting from an automobile accident.

Please visit UNINSURED MOTORIST CLAIM for case settlements and verdicts in car accidents involving uninsured motorists.

If the car accident on Rt. 209 in Lehighton, PA was the other driver's fault, can I still make a personal injury claim even if I have limited tort?

  • Only if you meet one of the very few specific exceptions.
  • If you have limited tort, you should immediately consult with one or more personal injury lawyers - such as Attorney Newell who would welcome your call at 1-800-980-4842 to see if the facts of your case would allow you to meet one of those exceptions for your motor vehicle collision.

I was involved in a car crash on Rt. 309 near Lansdale, Pennsylvania.  When should I call a car accident attorney?

  • You should call 1-800-980-4842 to obtain your free HOME consultation as soon as possible.
  • Attorney Newell will promptly take all the necessary steps to protect your legal rights regarding this car accident.
  • It is important to have a personal injury lawyer with 28 years of experience representing you.  Attorney Newell can handle all of the complicated insurance issues.  This will allow you to concentrate on getting the medical care your injuries need.

Please visit UNDERINSURED MOTORIST CLAIM for case settlements and verdicts in car crashes where the injured victim makes a claim for underinsured motorist benefits from their own car insurance company.

I was in a car crash in Easton, PA.  Should I give a statement to the insurance company representing the man who ran the stop sign?

  • No!  Providing them with a statement could negatively affect your auto accident claim.
  • Your car accident attorney can protect your legal rights - while at the same time provide the car insurance company with sufficient information to complete their investigation.

Will Attorney Newell come to my home to meet with me regarding my car accident case in Pennsylvania?

  • Car crash victims in the Lehigh Valley, Pocono Mts., Bucks County and Montgomery County have relied upon Attorney Newell to aggressively represent them for their personal injury claim.  Whether you live in Bethlehem or Easton, Stroudsburg or Bushkill, Lehighton or Allentown, Quakertown or Perkasie, Doylestown or Lansdale - Attorney Newell will provide you with a free HOME consultation for your automobile accident claim - no matter where you live in Eastern Pennsylvania.

Disclaimer

Attorney Thomas Newell provides the content of this website for informational purposes only.  Nothing provided in this website should be interpreted as being legal advice.  The laws in the Commonwealth of Pennsylvania regarding personal injury claims are constantly evolving and changing.  You are strongly advised to hire a car accident lawyer licensed to practice law in Pennsylvania. 

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